Loan Programs
Home »
Loan Programs At-a-Glance
Purchase Loans
Refinance Loans
Fix & Flip Loans
Rehab to Perm Loans
Ground Up Construction Loans
Build to Rent Loans
Foreign National Borrowers
Retirement Plan Borrowers
Business Entity Borrowers
Peak’s real estate investment loan programs are available to all our Borrowers whether they be Non-Recourse Retirement Plans, Foreign National, DSCR, or an Everyday Investor. We understand that every investor has unique needs, and we are committed to providing tailored financing solutions. Listed below are the different loan programs we offer. Please contact us to get the current rate and fees based on your personal lending needs.
30 Year Loans
Secure stable, long-term financing for your investment property with our 30-year loan programs. Whether you’re acquiring a new rental property or refinancing an existing investment, our loans offer 30 year fully amortized payments, fixed interest rates, and no pre-payment penalties. Our 30 Year Loans include both Non-Recourse loans and DSCR (Credit) loan products with a focus on rental property cash flow whether that be through long-term tenants or short-term (Vacation Rentals).
Purchase Loans
30 Year Mortgage | Fully Amortized
Our signature product is used for the purchase of rent ready investment property. We offer credit and non-recourse loans at competitive rates supporting all formats of rental income (LTR/MTR/STR).
Refinance Loans
30 Year Mortgage | Fully Amortized
Rate & Term and Cash Out
Our refinance loan program allows Borrowers both rate and term refinance loans and cash-out refinances.
Residential Transition Loans (RTL)
Build equity and wealth through Peak Asset Lending’s Residential Transition Loans (RTL). Peak offers two RTL loan programs to accommodate both investment strategies of rehabbing for resale (“Fix and Flip”) and investors looking to rehab homes to hold them as long-term rentals (“Rehab to Perm”)
Fix and Flip Loans
12 Month | Interest Only
Our fix-and-flip loan program provides short-term financing for investors purchasing and renovating properties. Once completed you can sell the property for profits.
Rehab to Perm Loans
One Loan – Once Closing | 30 Year Mortgage
Fully Amortized | 6 Month Rehab Timeframe
Our rehab-to-perm loan program eliminates the need for multiple closings and streamlines the transition from renovation to long-term ownership. Combine short-term financing for property rehabilitation with long-term permanent financing in a single loan.
Ground Up Construction Loans (GUC)
Build your investment property from the ground up with Peak Asset Lending’s ground up construction loans. We provide comprehensive financing for both ground up construction projects and build-to-rent developments, empowering you to create valuable assets. Our loan programs are designed to support every phase of the construction process, ensuring you have the capital needed to bring your vision to life, whether for resale or long-term rental income.
Ground Up Construction Loans
18 Month | Interest Only on Drawn Funds
Our ground up construction loan program provides short-term financing to build a new home whether that property is intended to be sold as a rental/investment property or to an owner-occupant.
Build to Rent
One Loan – Once Closing | 30 Year Mortgage
Fully Amortized | 12 Month Build Timeframe
Our build-to-rent loan program provides financing for investors looking to construct rental properties. This loan accounts for both the cost of land acquisition and construction, with the goal of developing single-family homes or multi-family units for long-term rental income.
Why Choose Peak Asset Lending
With over 15 years in lending and 100 years of indusry experinece, Peak is your trusted lending partner for Asset Based lending.
- Diverse Borrower Profiles: Loans available for Non-Recourse Loans for all types of Retirement Plans, Foreign Nationals, DSCR, and Everyday Investors.
- Competitive Rates and Terms: Access competitive interest rates and flexible repayment options. Both in-house and wholesale options are available insuring that you get the best possible pricing.
- Streamlined Application Process: Fast and efficient loan application and approval process.
- Expert Guidance: Dedicated team of experienced professionals to guide you through the process.
Peak currently lends in the following states:
Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Washington, Wisconsin and Wyoming.
Trusted By
Peak is proud to be listed as a reputable and trusted Non-Recourse Lender by these Custodians, Facilitators, and Administrators
Equity Trust Company
Exeter Trust Company
Forge Trust/Equity Institutional
Horizon Trust Company
IRAR Trust Company
Madison Trust Company
Pacific Premier Trust (PENSCO)
Provident Trust Group
CNB Custody
Directed IRA
Respected Member Of
Quick and Easy Process
2. Pre-Approval or Loan Quote
Get a Pre-Approval or Loan Quote.
3. Application
Once you’ve received your Loan Quote and agree with the terms you are ready to apply. Simply contact your Loan Specialist and request an application.